There are two ladies discussed in this chapter – Lady Wisdom and Lady Folly.
It is clear that everything Lady Wisdom is and stands for (:1-9), Lady Folly is not (:13-18). By definition, folly – being a “fool” – is one who does not have God in the equation for decision-making in her life (Psalms 14:1).
While it is understood she would not be a nice lady, this verse says three things about her. She is “unruly,” “simple,” and “knows nothing.”
“Unruly” with both God and other people, she will consistently do things her way. Folly is also “simple,” which doesn’t mean stupid. Instead, without God in the picture, she continually makes impulsive, uninformed decisions that will hurt her.
She also “knows nothing” about how to really enjoy life as God intended for us. This is a sad case – but it is so true about so many of us today. Maybe even more tragic is that this lady is going to take others with her!